The Emergence of Peer-to-Peer Insurance: How Communities Are Redefining Risk
Introduction to Peer-to-Peer Insurance Peer-to-peer (P2P) insurance represents a transformative departure from traditional insurance models. Historically, insurance has relied on large aggregations of individual policies managed by a central authority—a commercial insurance company. However, P2P insurance shifts this paradigm by utilizing the power of small groups or communities that pool their resources to cover each … Read more